Effective date: 10 April 2026 · Pocket Investor
This app does not provide financial advice.
Pocket Investor is an informational tool only. Nothing in this app — including AI-generated summaries, market data, watchlist features, or any other content — constitutes financial advice, investment advice, or a recommendation to buy or sell any security. You should not make any investment decision based on content from this app. Always consult a licensed financial adviser before making investment decisions. This disclaimer applies throughout these Terms and across all features of the app.Pocket Investor is operated by an individual developer based in New South Wales, Australia. References to “we”, “us”, or “our” mean the operator of Pocket Investor. References to “you” or “user” mean the person accessing or using the app.
Contact: [email protected]
By creating an account or using any part of Pocket Investor, you confirm that:
We may update these Terms from time to time. When we do, we will update the effective date at the top of this document. Continued use of the app after an update constitutes acceptance of the revised Terms.
Pocket Investor provides:
All content is provided for informational purposes only. The app is a personal finance information tool, not a financial services provider, broker, or investment platform.
Not financial advice — repeated for emphasis.
AI-generated content is produced automatically and is not reviewed or verified by a licensed financial adviser, analyst, or any other financial professional. Content may contain errors, omissions, or outdated information. Do not rely on it to make investment decisions. This is not financial advice.You must be at least 18 years old to use Pocket Investor. Given the financial nature of the content, we do not offer the app to users under 18. By using the app, you confirm that you are 18 years of age or older.
If you are using the app on behalf of a business or other legal entity, you confirm that you have authority to bind that entity to these Terms.
To access certain features, you must register for an account. When you do:
We are not liable for any loss or damage arising from your failure to keep your credentials secure.
You may use Pocket Investor only for lawful, personal, non-commercial purposes. You must not:
Breach of these rules may result in immediate suspension or termination of your account.
Pocket Investor relies on third-party data and content sources, including:
We are not responsible for any loss or damage resulting from your reliance on third-party data. All market data should be independently verified before use.
News summaries and other analytical content displayed in the app are generated automatically by OpenAI's GPT-4o mini large language model. You should be aware that:
The Pocket Investor app, including its design, code, branding, and original content, is owned by the operator and protected by Australian and international intellectual property laws. Nothing in these Terms grants you any right to use our intellectual property other than to use the app as permitted by these Terms.
Your personal data and any content you upload to the app (such as your watchlist) remains yours. By storing it in the app, you grant us a limited licence to process and display it for the purpose of providing the service to you.
Pocket Investor offers a free tier with limited features. Access to premium features requires an active Pocket Investor Pro subscription.
Three subscription tiers are available: Monthly, Yearly, and Lifetime. Prices are displayed at the time of purchase within the app and are subject to change. No prices are hardcoded in these Terms.
All payments are processed by the Apple App Store or Google Play Store (as applicable to your device). Subscription management is handled via RevenueCat. Pocket Investor does not store or have access to your payment card details.
You may cancel your subscription at any time through your device's App Store or Google Play subscription settings. Your access to Pocket Investor Pro features will continue until the end of the current paid period. Cancellation does not entitle you to a refund for any unused portion of the current period.
Refunds are subject to the refund policies of the Apple App Store or Google Play Store, as applicable. Pocket Investor does not issue refunds directly. To request a refund, use the refund process provided by the relevant store. Nothing in this section limits any non-excludable rights you may have under the Australian Consumer Law regarding refunds for defective services.
If you have previously purchased a Pocket Investor Pro subscription and need to restore access (for example, after reinstalling the app or switching devices), use the “Restore Purchases” option available within the app. Restoration is subject to your Apple ID or Google account retaining an active entitlement.
We may change subscription pricing from time to time. Where required by applicable law or App Store / Play Store policies, we will provide you with reasonable advance notice of any price change. Continued use of a subscription after a price change takes effect constitutes your acceptance of the new pricing.
We may offer free trial periods from time to time. Where a trial is offered, the duration and terms will be clearly described at the time of sign-up. If you do not cancel before the trial period ends, you will be charged at the applicable subscription rate. You can cancel a trial at any time through your App Store or Google Play subscription settings.
To the maximum extent permitted by law, we exclude all liability for:
Where liability cannot be excluded by law (including under the Australian Consumer Law), our liability is limited to the greatest extent permitted — and where the service is free, to the re-supply of the service or the cost of having the service supplied again.
Nothing in these Terms excludes or limits any consumer guarantee or right that cannot be excluded under the Australian Consumer Law or any other applicable legislation.
Pocket Investor is provided “as is” and “as available” without any warranty of any kind, express or implied. We do not warrant that:
Your privacy is important to us. Our collection and handling of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the app, you consent to the collection and use of your information as described in the Privacy Policy.
We may suspend or terminate your access to Pocket Investor at any time, with or without notice, if:
You may stop using the app at any time and delete your account by contacting us at [email protected].
On termination, your right to use the app ceases immediately. Sections that by their nature should survive termination (including Sections 8, 9, 11, 12, 15, and 16) will continue to apply.
These Terms are governed by the laws of New South Wales, Australia. You submit to the non-exclusive jurisdiction of the courts of New South Wales for any dispute arising under or in connection with these Terms.
If you have a complaint or dispute, please contact us first at [email protected]. We will make a genuine effort to resolve the matter within 30 calendar days.
If we are unable to resolve the dispute through good-faith negotiation, either party may then seek resolution through the courts of New South Wales in accordance with Section 15.
Nothing in this section prevents you from lodging a complaint with a relevant external body, including the Office of the Australian Information Commissioner (OAIC) for privacy-related matters.
These Terms of Service were last updated on 10 April 2026. Previous versions are available on request.